Insurance Overview, Part II: A 30,000 Foot Perspective

Last week I posted an article about the theory of risk transfer.  It explores the fundamental ways risk is handled and when to employ various strategies.  In certain circumstances, it’s okay to retain risk.  In other circumstances, you should avoid or reduce risk.  This week, however, I’d like to take a high-level look at the […]

“Time Value of Money” and its Importance to Physicians

We all know the premise that physician’s don’t start earning significant incomes until somewhere around their thirties.  Previous to becoming attending physicians, accumulating significant amounts of debt, to the tune of an average of $180,000¹ by the time of residency (however that can vary dramatically depending on your course of training).  Because physicians have a larger […]