Comprehensive Financial Planning

Design your best life

Comprehensive financial planning is my core offering and to keep my advice unbiased, my fee revolves around planning.  When an advisor gets paid for managing assets or selling a financial product, it creates an incentive to begin there and build a plan around that.  The securities or insurance you utilize should be dictated based on meeting your overall goals, not the other way around.  Your goals and objectives is where we start, then figure out the best tools to use to get there.  This way, you get advice that takes into account all areas of your financial landscape.

Process

The financial planning process generally requires two formal meetings accompanied with as much coordination and follow up as necessary.

Getting Organized

During our initial meeting we'll go into detail about your current situation as well as what you'd like your situation to be.

Plan Delivery

After your goals are defined, I'll develop a customized financial plan along with an actionable checklist to review with you.

Follow Up Support

Planning without action is useless, so you get 12 months of unlimited support to implement the action items along with continued access to the online portal.

Areas of focus

Net worth and cash flows

Insurance coverage

Investments

Income tax reduction

Employee benefits

Estate planning

cost

As a fee-only financial planner, I charge based on the complexity of your financial situation.  The more complex, the greater number of hours of work will be required.  My rate is $200/hour, but rather than tracking time and sending you a bill, I'll provide you with a quote before we begin an engagement.  Here's a breakdown of a typical engagement.

Meetings

2-4 hours

Plan development

4-8 hours

Follow up

4-8 hours

Total hours

10-18 hours x $200/hour

Cost

$2,000-$3,600