Comprehensive financial planning is my core offering. Many financial advisors will use financial planning as a means to sell you a product or service, but that creates a conflict of interest. When you remove the incentive of charging commissions or a fee for assets under management, it allows you to focus on the big picture rather than whatever sells a product or service. This way, you get advice that takes into account all of the areas of your financial world. Below are the areas we will focus on to ensure your complete financial needs are met.
|FINANCIAL STATEMENTS (net worth/cash flow)||RISK MANAGEMENT|
|Where does all my money go?
How do I build up my net worth?
|How can I provide income to my family if I die or become disabled?
Should I use insurance as a savings tool?
|EMPLOYEE/SELF EMPLOYED BENEFITS||RETIREMENT PLANNING AND INVESTMENTS|
|Should I enroll in the benefits my employer offers?
What benefits can I take advantage of for my own business?
|What do I need to do to prepare for retirement?
How much should I be saving? What should I be investing in? Are the fees I’m paying too high?
|INCOME TAX REDUCTION||ESTATE PLANNING|
|Am I paying more in taxes than I’m required to?
What strategies can I use to reduce my income tax bill?
|What happens to my assets when I die? Should I have a will or a trust?
How do I easily transfer my assets to my loved ones?
Because there is so much to tackle, I offer a modular approach to financial planning. This means that we will meet semi-annually and each meeting will focus on one or two areas depending on your specific needs. Over time we will build your financial plan and then will continually monitor and update it as necessary.
To see if we are a good match, I offer a free 30-minute discovery meeting via Google Meet so we can video conference face to face. If you aren’t able to video conference, we can always do it over the phone.